Production insurance helps producers manage their risk of crop losses caused by hail, spring frost, excessive rain, flooding, drought, etc.

Grape crops eligible for purchase of Production Insurance coverage include:

• Wine and table grapes
• Vine coverage

After the offer is written, we’ll send an Offer Statement of Premiums and Coverage (SPC), and an Options Report which details available coverage, options and premiums. Contact us for assistance in choosing coverage, options and premiums.

Yield loss:

• The 50% deductible (minimum) is the lowest amount of coverage available and means over half the crop must be lost before a claim is paid. It may not be enough to protect an operation and there is no opportunity to increase the value.
• The 20 or 30% deductibles protect a larger portion of the crop and allows an increase in the value of coverage.
• If you choose the 20 or 30% deductible, you may elect to increase the value of the crop. Select the value to insure the crop for (up to the maximum calculated value).

Grape vine loss coverage:

• The 5% deductible (minimum) is the lowest amount of coverage available and means 5% of vines must be lost before a claim is paid.
• The 1% deductible protects a larger portion of vines.
• You may elect to increase the value you are insuring vines for from 80% to 100% of the (calculated) value. The 100% (calculated) value increases the amount vines are insured for.
• * There are a number of deductibles and values to choose from. Contact a Production Insurance representative for help choosing options.